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Title: The Main Issues of Assessing the Efficiency of Armenian Commercial Banks Through Summary Coefficients of Financial Indicators
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Within the framework of the article, an assessment of the financial results and efficiency of commercial banks of the Republic of Armenia (RA) was made to identify general trends that have emerged in recent years. The banking system is of particular importance in each country. According to the Central Bank of the RA in 2022, the share of commercial banks in the financial system of the RA by asset size was 91.34 percentage points, and by capital size - 75.48. The above proves that the stable functioning of the RA commercial banks and the fixation of positive financial results guarantee their financial stability. Maximizing profit and maintaining the required level of profitability is an objective requirement for the effective operation of commercial banks. This allows ensuring the stable development of the RA's financial system, increasing the competitiveness of individual banks and creating favorable conditions for growth and investment. Therefore, ensuring the maximum size of the financial results of the RA banks, which is the basis for their financial stability, is also important in the sense that a significant portion of organizations operating in the RA carry out their activities through lending, and taxes are paid to the state budget from the provided results.
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Երևան
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oai:arar.sci.am:381439
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Նյութը վերցված է Հայաստանի պետական տնտեսագիտական համալսարանի կայքից։
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Jan 30, 2025
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Jan 30, 2025
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2
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https://arar.sci.am/publication/412711
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Բանբեր Հայաստանի պետական տնտեսագիտական համալսարանի=Вестник Армянского государственного экономического университета=Messenger of Armenian State University of Economics
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Բանբեր ՀՊՏՀ, 2011
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Բանբեր ՀՊՏՀ, 2012
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Բանբեր ՀՊՏՀ, 2013
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Բանբեր ՀՊՏՀ, 2014
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Բանբեր ՀՊՏՀ, 2015
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Բանբեր ՀՊՏՀ, 2016
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Բանբեր ՀՊՏՀ, 2017
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Բանբեր ՀՊՏՀ, 2018
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Բանբեր ՀՊՏՀ, 2019
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Բանբեր ՀՊՏՀ, 2020
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Բանբեր ՀՊՏՀ, 2021
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Messenger of ASUE, 2022
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Messenger of ASUE, 2023
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Messenger of ASUE, 2024
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Messenger of ASUE, 2024, 1
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Messenger of ASUE, 2024, 2
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Messenger of ASUE, 2024, 3
- Editorial board
- Contents
- The Results of the Cluster and Factor Analysis of the Living Standards of the RA Households
- The Main Issues of Assessing the Efficiency of Armenian Commercial Banks Through Summary Coefficients of Financial Indicators
- Income Insurance in the Beekeeping Sector
- The Relationship Between Investments and Socio-Economic Indicators in the RA Regions (Quantitative Assessments)
- The Current State of the Level of Digitalization of the Public Administration System of the Republic of Armenia
- Factor-Cluster Analysis in the Private Healthcare System of the Republic of Armenia
- Spiralling Construction Costs During Construction Boom: What Drives the Construction Material Markets?
- Terminological Investigation into the Domain of Economic Phrases
- List of the Publications of “Messenger of Armenian StateUniversity of Economics” in 2024
- Author guidelines
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Messenger of ASUE, 2024, 1
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Բանբեր ՀՊՏՀ, 2011
