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commercial banks of the Republic of Armenia ; financial results ; net profit ; return on assets ; return on equity ; efficiency ; maximization of net profit
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Within the framework of the article, an assessment of the financial results and efficiency of commercial banks of the Republic of Armenia (RA) was made to identify general trends that have emerged in recent years. The banking system is of particular importance in each country. According to the Central Bank of the RA in 2022, the share of commercial banks in the financial system of the RA by asset size was 91.34 percentage points, and by capital size - 75.48. The above proves that the stable functioning of the RA commercial banks and the fixation of positive financial results guarantee their financial stability. Maximizing profit and maintaining the required level of profitability is an objective requirement for the effective operation of commercial banks. This allows ensuring the stable development of the RA's financial system, increasing the competitiveness of individual banks and creating favorable conditions for growth and investment. Therefore, ensuring the maximum size of the financial results of the RA banks, which is the basis for their financial stability, is also important in the sense that a significant portion of organizations operating in the RA carry out their activities through lending, and taxes are paid to the state budget from the provided results.
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Երևան
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Նյութը վերցված է Հայաստանի պետական տնտեսագիտական համալսարանի կայքից։